When I was growing up, my dad was very frugal and taught me that all debt was bad and all investments are risky. While he meant well, I eventually learned that his advice was wrong. After working for years in a dead-end job to pay for college, I finally landed a good job with a 401K plan. This motivated me to start researching the world of money management, and I loved what I read about investing so much that I started investing on my own outside of my retirement account. I have had some investments lose value, but since I diversified them so much, any small losses are covered by gains in my other investments. I now enjoy the world of finance so much that I decided to start a blog to share money-management tips. I hope I can help you learn to manage your money wisely!
Posted on: 28 February 2017
If you need to pick up some cash to tide you over until you get paid, one of the best avenues to seek is a loan. There are loans in place that you can take out for a very short term basis, so you don't have to be on the hook for a loan for a long time. These loans, known as payday loans, are offered by a number of companies.
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Posted on: 26 November 2014
Credit unions are similar to banks, except that they are member-owned. Because of this, they offer great products to members. If you are planning on buying a new or used car in the near future, here are three reasons you may want to consider applying for a loan at a credit union.
Better Rates
Credit unions generally offer lower interest rates on car loans than banks and other lending institutions. Credit unions are non-profit organizations.
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