When I was growing up, my dad was very frugal and taught me that all debt was bad and all investments are risky. While he meant well, I eventually learned that his advice was wrong. After working for years in a dead-end job to pay for college, I finally landed a good job with a 401K plan. This motivated me to start researching the world of money management, and I loved what I read about investing so much that I started investing on my own outside of my retirement account. I have had some investments lose value, but since I diversified them so much, any small losses are covered by gains in my other investments. I now enjoy the world of finance so much that I decided to start a blog to share money-management tips. I hope I can help you learn to manage your money wisely!
Posted on: 30 March 2017
Deciding how much money to spend on your new home is a big question. Of course, the amounts of your home mortgage loans pre-approval will be a guideline. But should you take out more or less than this amount? Here are some factors to consider.
Can You Get What You Need?
The first question to ask would be whether you could be happy with what you can get for the amount you're approved for.
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Posted on: 23 March 2017
Contrary to popular belief, a bankruptcy does not mean that you will never qualify for an auto loan again. However, it does mean that you need to be more careful when reviewing the offers that you have available to you. If you filed for bankruptcy and are considering applying for an auto loan, here are some tips to remember.
Be Prepared for Higher Rates
Although you can still qualify to receive an auto loan, you are considered a higher risk to lenders due to your financial history.
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Posted on: 22 March 2017
If you are planning to travel abroad, you will need to have access to spending money for meals, services, and souvenir purchases. Since each country has its own currency, exchanging your native currency for that of the country in which you plan to travel can be a critical task when it comes to the success of your next foreign trip.
Here are three tips that you can use to take some of the stress out of the currency exchange process.
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Posted on: 16 March 2017
Keeping business financial information confidential is vital for the health of a business as well as the finances of customers and vendors. Since most companies will have accounting information for their vendors and account or credit card numbers for customers, this information needs to be properly guarded. When you are dealing with a cloud computing system, this means that your information is readily accessible from anyplace. The fact that it is accessible also means that a hacker can attempt to break into your financial information.
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